Corporate banking across three continents. Without the rejections.
Twelve banks. Five jurisdictions. One sequenced process — structure, documentation, bank-fit, warm introduction. Banking is part of formation, not an afterthought.
Most companies don't get rejected. They don't get prepared.
45% of new UAE companies faced banking delays in 2025. Almost always for one of four reasons — each preventable if you sequence correctly from day one.
Substance
No real office, no employees, no business purpose. Bank sees a shell, declines within hours.
Wrong zone
DMCC suits some businesses. IFZA, RAK ICC suit others. Wrong free zone closes wrong banks.
Wrong bank
Each bank has a target client. A small consultancy sent to a corporate-focused bank wastes 6 weeks.
Bad docs
KYC pack missing source-of-funds, beneficial ownership chain, or business plan specificity.
Among ETERAX clients in 2025: zero banking rejections. Average time to live account: 11 days.
Because we sequence: structure → documentation → bank-match → warm introduction. Most providers stop at "structure" and hand you a list of phone numbers.
Five jurisdictions. Pick the right one.
Each market has distinct bank profiles, timelines, and minimum requirements. Tap a tab to see all banks we work with in that jurisdiction.
Switch tabs to see bank cards, opening times and minimums per market.
Each jurisdiction has a distinct profile. We help pick the right bank-match before you apply — the #1 reason for rejection is wrong bank fit.
UAE banking, unlocked
The hardest banking jurisdiction we work in — and the one most clients want. Five primary banks across mainland and free zone, plus digital alternatives for fast operational accounts.
Emirates NBD
Wio Bank
RAKBANK
Singapore: tier-1 credibility
If your clients are enterprise, your accounts need to clear with their procurement. Singapore banks optimize for institutional weight, not speed.
DBS
OCBC
Panama: USD accounts without US tax exposure
Panama uses USD as its currency without being part of the US banking system. For founders needing USD operational accounts with geographic and political diversification, that combination is rare.
Banistmo
Banco General
Multibank
Premium Swiss banking — by introduction only
For €1M+ AUM. Private banking is custody, advisory and discretion — not transactional. We introduce clients who fit the criteria; we don't cold-pitch banks who don't want cold pitches.
Digital banking — bridge, not destination
Tier-1 banking takes weeks. Operations don't. Digital accounts handle invoicing, FX and payroll while tier-1 processes — then continue running alongside as your operational layer.
Airwallex
Wise Business
How ETERAX gets your banking live.
Every introduction is warm. We never send a client to apply cold — we sit on the call, prepare every document to that bank's format, and handle compliance follow-up for 90 days.
From kickoff to live account in 11 days.
Four stages, never sequential — banking introductions begin before incorporation completes. Average across all jurisdictions and tiers. Premium Swiss runs longer; digital banking runs shorter.
Structure review
We assess your business model, source of funds, and home jurisdiction to pick the right bank — not the most prestigious one.
Documentation
KYC pack built per bank requirements. UBO chart, business plan, expected flows, source-of-funds memo.
Introduction
Warm introduction to the relationship manager. You attend one video call. We sit on it with you.
Follow-through
Account live. We handle compliance follow-up for 90 days at no additional cost.
Two entities, two banking flows.
A Panama PIF holding a UAE OpCo can't share one bank account. Most banking failures we inherit started here — running a holding entity and an operating entity through a single bank, then failing to answer the bank's questions cleanly.
UAE FZCO · Singapore Pte Ltd
Day-to-day invoicing, payroll, supplier payments. Tier-1 corporate banking in the entity's jurisdiction.
Panama PIF · Swiss private
Custody of equity, dividends, asset segregation. Conservative banking that doesn't touch operations.
Digital rails · Multi-currency
FX, virtual cards, fast intercompany. Live from week one while tier-1 onboarding completes.
Banking is part of formation. Not an add-on.
Every ETERAX plan — Singapore (€3K) through Global (€35K) — includes the bank introduction, documentation pack, and 90-day post-launch compliance support. There is no "banking package" upsell.
Banking questions answered.
Six questions we hear in nearly every assessment call.
Can ETERAX get me a Swiss private banking account?+
I've been rejected by a UAE bank before. Can you help?+
How long does banking actually take?+
Do I need to fly to the bank?+
What about EU banking?+
Is banking guaranteed in your plans?+
Ready to build your international structure?
Free 90-minute strategy session. Written proposal within 48 hours. Banking sequenced from day one.